Everything You Need to Know: Starting an Eloading Business

Published: May 23, 2024

In today's online age in the Philippines, where the mobile app has become ubiquitous and connectivity is a necessity, the demand for prepaid mobile eload app and online services has skyrocketed. This trend has paved the way for small business opportunities in the Philippines, particularly in the realm of e-loading business. But is e-loading business truly a good business venture? Let's start to delve into the world of the eloading business and explore why it has become a lucrative option for many aspiring small business owners and sari-sari stores.

Advantages of Running an E-Loading Business

  1. Low Start-Up Costs: One of the primary advantages of starting an e-loading business is the low initial investment required. All you need is a reliable online connection, a computer or mobile phone, and an e-loading app like Peddlr, Maya, and GCash.
  2. Flexible Working Hours: E-loading business allows flexible working hours, making it ideal for those looking to supplement their income or work from home. You can manage your eloading business at any time, fitting it around your existing schedule.
  3. Wide Customer Base: With the increasing reliance on mobile phones, the potential customer base for e-loading is vast. You can serve both individual customers who need eload and businesses that need to make bulk transactions.
  4. High-Profit Margins: E-loading can be very profitable, especially when you sell eload in bulk or offer extra services like bill payments or online gaming credits.
  5. Minimal Space Requirement: Unlike traditional businesses that require physical space, an e-loading business can be operated virtually anywhere, saving on rent and overhead costs.
  6. Easy to Manage Inventory System: E-loading app in the Philippines typically offer an easy-to-use inventory management system, allowing you to keep track of sales of your load credits effortlessly.

Challenges of Running an E-Loading Business

  1. Competition: The e-loading business market is highly competitive, with many players vying for the same customers. To stand out, you need to offer competitive pricing, and extra fees or “patong” and exceptional customer service.
  2. Network Issues: Dependence on a stable online connection is crucial for running an e-loading business. Network issues can disrupt transactions and lead to customer dissatisfaction.
  3. Customer Service: Providing excellent customer service is essential in the e-loading business. Dealing with customer inquiries, complaints, and refunds can be time-consuming and challenging.
  4. Technological Challenges: Keeping up with the latest technology and trends in the e-loading business can be challenging. You need to continually update your eloading and system to stay competitive.
  5. Security Concerns: E-loading business transactions involve sensitive information such as mobile numbers and payment collection details. Ensuring the security of your customers' data is paramount to maintaining trust and credibility.

Despite these challenges, many business or sari-sari store owners find success in running an e-loading business. With careful planning, dedication, and a focus on customer satisfaction, you can overcome these challenges and build a profitable e-loading business.

Importance of choosing the right mobile app for e-loading

Choosing the right app for e-loading business is essential for the success of your business. It ensures reliability, ease of use, a variety of services, excellent customer support, security, cost-effectiveness, and compatibility with your devices. Research and compare different or best eloading app to find the one that best suits your business needs and goals.

What is the Best App for Eloading Business?

Best App for eloading business

These eloading apps are popular choices for online e-loading businesses in the Philippines due to their convenience, reliability, and wide range of services.

Peddlr Logo
Peddlr Philippines Inc. is a company that offers a free mobile POS app that is integrated with an e-loading app. It is popular among small business owners and sari-sari stores for its all-in-one system for managing sales, inventory, and payment collection.

Google Play Store

While Peddlr is relatively new compared to GCash and Maya, it has received positive reviews for its user-friendly interface and an all-in-one solution for managing small businesses. Users appreciate its simplicity and efficiency in streamlining business operations.

Peddlr is a comprehensive POS app that also offers offline e-loading and bills payment services. It is designed specifically for small businesses and offers systems such as inventory management, insightful sales tracker, and payment collection.

Peddlr is free to download and use, with no fees for e-loading business transactions. This makes it an attractive option for small businesses looking to save on transaction costs.
Pros and Cons

Free to download and use, with no fees for e-loading transactions. Tailored for small businesses, offering POS systems, inventory management, and sales tracking. Simplifies business operations and reduces costs for small business owners.


Relatively new compared to GCash and Maya, so user reviews are lower. Specifically built for small business owners, may not be suitable for personal use.

GCash is a widely used mobile wallet app in the Philippines that offers e-loading services for prepaid mobile numbers. It is known for its convenience and reliability.

Google Play Store

GCash generally receives positive reviews for its wide range of systems and convenience. However, some users report issues with customer service and app reliability.

GCash offers a variety of systems, including e-loading, bill payments, and online shopping. However, its primary focus is on personal finance management.

GCash does not charge fees for e-loading transactions. However, there may be fees for cashing in or cashing out.
Pros and Cons

Offers a variety of features including e-loading, bill payments, and online shopping. Wide acceptance among merchants and online apps in the Philippines. Can be used for personal finance management.


May encounter occasional issues with app reliability. Some users report difficulties with customer service slow responses. Limits on the amount it can hold. 

Similar to GCash, Maya is another popular mobile wallet app in the Philippines that offers e-loading services. It is known for its wide range of services and ease of use.

Google Play Store

Maya receives mixed reviews, with some users praising its convenience and features, while others criticize its fees and customer service.

Maya charges a small fee for e-loading transactions, typically around 1% of the transaction amount.
Pros and Cons

Similar features to GCash, including e-loading and bill payments. Offers a virtual card feature for online transactions.


Charges a small fee for e-loading transactions. Mixed reviews regarding customer service and fees. Since the UI/UX upgrade, a lot of customers expressed disappointment of the mobile app and its customer service.

How Much Can You Earn in E-Loading?

Earnings in the eloading business vary based on location, customer base, marketing, competition, transaction volume, pricing, and additional services. Urban areas with high mobile phone usage tend to earn more. Repeat customers and referrals can increase sales. Effective marketing and competitive pricing can boost earnings. Providing additional services can also increase earnings. Overall, understanding these factors and implementing effective strategies can maximize earnings in the e-loading business.

How to Start an E-Loading Business Online?

Starting an e-loading business online involves researching the market, obtaining legal requirements, choosing a platform, setting up an online presence, promoting the business, managing inventory system, providing excellent customer service, expanding services, and monitoring and adjusting the business. It requires careful planning and execution to build a successful e-loading business. 

Read more about how to start and eloading a business.

Advantages of Using Peddlr Eload App for Small Businesses

Advantages of Peddlr Eload App for Small Businesses

Peddlr eloading app offers several advantages for small businesses, making it a valuable tool for their digital and payment needs. Here are some key advantages:

Offline Mode

One of the standout benefits of the Peddlr eload app is its offline capability. This is especially beneficial for businesses in areas with unreliable internet connectivity. Even without an internet connection, businesses can continue to process transactions, ensuring uninterrupted service for their customers.

Rebates and Bonuses

Peddlr eload app offers rebates and bonuses for businesses that use the app regularly. These incentives can help businesses increase their earnings and profitability, providing an additional incentive to use Peddlr app for their eloading needs.

Ease of Use

Peddlr eload app is designed to be user-friendly, with a simple and intuitive interface. This makes it easy for businesses to quickly top-up prepaid mobile numbers, accept cashless transactions, and manage their inventory system.

Comprehensive Solution

Peddlr eload app offers a comprehensive solution for small businesses, providing eloading services, digital payment solutions, and additional services such as bills payment, credit management, and online stores. This makes it a one-stop solution for all their digital and payment needs.


Using Peddlr eload app is cost-effective for small businesses, as there are no fees to business owners for using the app or processing transactions. This can help businesses save money on transaction costs and increase their profitability.

Wrapping Up

In conclusion, the Peddlr eloading app stands out as a valuable software for small businesses, offering offline capabilities, rebates, ease of use, comprehensive solutions, and cost-effectiveness. These features make it a key asset in navigating the digital landscape. Despite challenges, the e-loading business presents lucrative opportunities with its low start-up costs, flexible hours, wide customer base, high profit margins, and simple inventory management system. Choosing a reliable app like Peddlr is crucial for success, allowing small business owners to capitalize on market trends and build thriving e-loading businesses online and offline.

What is Peddlr? 

Peddlr is a POS provider in the Philippines that developed a mobile app for all small business owners – sari-sari stores, milk tea stands, coffee shops, Shopee and Lazada sellers and more. It's free to download, free to use, and works even without an internet connection. With Peddlr, you can easily manage and track your business performance and inventory. 

Here are some of the useful features that you can access through the Peddlr app: 

  • FREE Point-of-sale system (POS) or a mobile cashier system 

  • FREE Credit Reminder â€“ send SMS to your customers for free to collect credit/debts easily 

  • FREE Inventory Manager/Tracker - take control of your product inventory 

  • Loading and Bills Payment Services â€“ enjoy rebates and cashback 

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